Post Office Saving Scheme : Hello friends, if you are also thinking of investing your money in a safe scheme, then we have brought informative news for you here.
I would like to tell you that the Post Office Savings Scheme has been launched under which you will get a return of Rs 2.5 lakh on investing Rs 5 lakh. Yes, you will be shocked to know the whole news.
Benefits of Post Office Saving Scheme
The post office saving scheme is providing many benefits to every investor living in the country. It is not only safe but also provides good returns to people who invest for a long time.
- The amount invested is safe.
- The interest rates are quite attractive.
- Much more profitable for longer periods
How to get a return of Rs 2.5 lakh?
All the people living in the country who invest in this scheme of the post office are being provided with attractive interest. Like we would like to tell you that if you invest ₹ 500000 in the post office savings scheme, then the interest rate being given on it is 7%,
So, over time, you are likely to get a total return of Rs 2.25 lakh. This is just a simple calculation, however, the actual return will depend on the investment period and the interest rate.
Interest Rate and Tenure
| Amount invested | interest rate received | Period information | Amount of return to be paid tomorrow | Full benefit of the scheme | Amount received on maturity |
|---|---|---|---|---|---|
| ₹500000 Rupees | 7 percent | Full 5 years | ₹2.25 lakh | ₹2.25 lakh | ₹7.25 lakh |
| ₹1000000 Rupees | 7 percent | Full 5 years | ₹4.5 lakh | ₹4.5 lakh | ₹14.5 lakh |
| ₹100000 Rupees | 7 percent | Full 5 years | ₹45000 Rupees | ₹45000 Rupees | ₹1.45 lakh |
All types of post office saving schemes
There are following types of post office saving schemes which are as follows:-
- Public Provident Fund:- This is a high-value investment scheme which also provides tax benefits.
- National Civic Certificate:- This is a fixed income scheme, it is only for a fixed period.
- Kisan Vikas Patra:- The amount invested in this gets doubled.
- Sukanya Samriddhi Yojana: This scheme is for girls. This scheme also provides tax benefits.
- Senior Citizen Savings Scheme: – This scheme is only and only for senior citizens i.e. for the elderly, which has become an ideal option scheme for the elderly.
How to start investing in Post Office Savings Scheme?
- All of you should go to your nearest post office and get all kinds of information related to the post office saving scheme.
- Get the application form of this scheme and enter all the required information asked in the application form correctly.
- You should photocopy all the important documents and attach them with the application form.
- Finally submit the form and all the important documents.
