If you’re a central government pensioner, this could be the update you’ve been waiting for. A new discussion around the 8th Pay Commission is picking up steam—and it might mean a massive jump in your monthly pension.
Reports suggest that the upcoming pay commission might introduce a fitment factor of 1.90, which could bring a dramatic change in pension payouts. For many retirees, this could lead to a 90% increase in their current basic pension.
What’s New in the 8th Pay Commission?
This time, there’s a twist.
While the 7th Pay Commission used a fitment factor of 2.57, recent reports hint that the 8th Pay Commission could propose a new fitment factor of 1.90 or 1.92.
At first glance, this looks like a drop. But here’s the surprise: the base amount used for the new calculation will already include DA (Dearness Allowance), so multiplying that by 1.90 means your pension could shoot up by almost 90% in one stroke.
First, What Is a Fitment Factor?
The fitment factor is simply a multiplier. It’s used by the Pay Commission to revise salaries and pensions.
Here’s how it works:
New Basic Pension = Current Basic Pension × Fitment Factor
For example, if your current basic pension is ₹25,000 and the fitment factor is 1.90, your new basic pension would be:
₹25,000 × 1.90 = ₹47,500
It’s that straightforward.
Pension Projection: How Much Could You Receive?
Let’s take a look at how pension amounts may change if the 1.90 fitment factor is approved:
| Current Basic Pension | Revised Pension (1.90x) | Total Increase |
|---|---|---|
| ₹9,000 | ₹17,100 | +₹8,100 |
| ₹15,000 | ₹28,500 | +₹13,500 |
| ₹25,000 | ₹47,500 | +₹22,500 |
| ₹40,000 | ₹76,000 | +₹36,000 |
| ₹75,000 | ₹1,42,500 | +₹67,500 |
| ₹1,00,000 | ₹1,90,000 | +₹90,000 |
| ₹1,25,000 | ₹2,37,500 | +₹1,12,500 |
Note: These amounts reflect only the basic pension. Dearness Relief (DR) will be calculated separately and added to this.
How Is Pension Normally Calculated?
If you’re wondering how these figures come together, here’s a quick recap:
- Your last drawn basic salary before retirement is the starting point.
- Pension is typically 50% of that amount.
Example:
If your last basic salary was ₹50,000, your basic pension will be ₹25,000/month under the 7th CPC.
Why a Lower Fitment Factor Can Still Be a Huge Win
While 1.90 sounds smaller than 2.57, it’s important to understand the context.
In the 7th Pay Commission, the base pension was calculated without merging DA. In the 8th Pay Commission, the DA may be merged before the new fitment is applied. That means the “base” is already inflated—and the 1.90 multiplier is being applied to a larger figure.
The net result? A bigger final pension, even with a smaller number on paper.
Is This Final? When Will It Be Announced?
As of now, no official announcement has been made about the final fitment factor or implementation date. But most experts believe that January 1, 2026 is the likely rollout date for the 8th Pay Commission.
For now, this is a strong indication—and it’s creating real optimism among government retirees.
Summary of What Pensioners Can Expect
- A fitment factor of 1.90 could increase your basic pension by 90%
- Maximum basic pension may rise to ₹2.37 lakh/month
- DR will be calculated on top of this revised pension
- Implementation may begin from January 2026
- If approved, this would be one of the biggest jumps in pension benefits to date
Frequently Asked Questions
Q1. What exactly does “fitment factor 1.90” mean?
It means your current basic pension will be multiplied by 1.90—leading to a 90% increase.
Q2. How was the pension calculated under the 7th Pay Commission?
Using a fitment factor of 2.57, applied to the 6th CPC pension amount.
Q3. Is the 1.90 fitment factor confirmed?
Not yet—it’s under discussion. But multiple reports suggest it’s under serious consideration.
Q4. Will DA (Dearness Relief) be included in the new pension?
No, DR is added separately on top of the revised basic pension.
Q5. When will the 8th Pay Commission begin?
Most likely from January 1, 2026, if the government finalizes its decision in 2025.
