Canada Seniors October 2025 OAS Payment Date Worried about your next Old Age Security (OAS) payment? You’re not alone. Many seniors rely on this monthly support to cover essentials like groceries, prescriptions, and bills. The good news? The October 2025 OAS payment schedule is confirmed, and we’ve got all the details to help you plan ahead.
OAS Payment Dates for October 2025
Mark your calendar! OAS payments will hit bank accounts on Wednesday, October 29, 2025. This follows the usual schedule—deposits land on the third-last business day of each month.
If you’re enrolled in direct deposit, your money should arrive automatically. Still waiting? Don’t panic—sometimes delays happen due to weekends, bank processing, or system updates.
How Much Will You Get?
Your October 2025 OAS payment depends on your age and income. Here’s the breakdown:
| Benefit Type | Age Group | Monthly Amount (Oct 2025) |
|---|---|---|
| Basic OAS Pension | 65-74 years | $713.34 |
| Basic OAS Pension | 75+ years | $784.67 |
| GIS (if eligible) | Varies by income | Up to $1,065.47 (single) |
Who Qualifies for OAS in 2025?
To get OAS, you must:
- Be 65 or older
- Be a Canadian citizen or legal resident
- Have lived in Canada for at least 10 years after turning 18
Living outside Canada? You might still qualify if you meet residency rules under an international social security agreement.
What If Your Payment Is Late?
- Delays are rare, but if your money doesn’t show up on time:
- Check your bank account (sometimes deposits take an extra day).
- Log into your My Service Canada Account for updates.
- Call the OAS helpline at 1-800-277-9914 if you’re worried.
Will Your Income Affect Your OAS?
If you earn more than $90,997 (2025 threshold), your OAS may be reduced (clawed back). But don’t stress—most seniors stay below this limit.
- Guaranteed Income Supplement (GIS) recipients:
- Your payment depends on income and marital status.
- If you make less than $21,624 (single), you could get extra support.
FAQs: Your Top OAS Questions Answered
- When is the October 2025 OAS payment date?
→ October 29, 2025 (third-last business day of the month). - How much will I get?
→ $713.34 (65-74) or $784.67 (75+)—plus more if you qualify for GIS. - What if I don’t get my payment?
→ Check your bank, My Service Canada Account, or call 1-800-277-9914. - Can I get OAS if I live outside Canada?
→ Yes, if you meet residency requirements. - Will my OAS be reduced if I work?
→ Only if you earn over $90,997 (clawback starts at this point).
