PNB Minimum Balance : People who have an account in Punjab National Bank are in for a treat. Yes, you are hearing this absolutely correct and confirmed news.
Let us tell you that now a very big good news has come for all the customers of Punjab National Bank. The good news given by the bank is that from the month of July 2025, you will not have to pay penalty even on zero balance.
So let us know the complete news about PNB Minimum Balance in detail through this article today.
What is the importance of zero balance account
Friends, the facility of zero balance account is very important for all those who are not able to maintain minimum balance in their account due to financial condition. Under the new announcement made by Punjab National Bank, all the people who have an account in Punjab National Bank will no longer have to worry about maintaining minimum balance.
Its objective is to involve the customer more actively in the banking system so that the customer can take maximum benefit from the financial services.
Some key features of Zero Balance
- Facility of opening account with low balance can be availed without any work.
- All customers will enjoy banking services without any additional charges.
- All of you will be able to use the digital banking service without any hassle.
- Customers will get better customer service experience from now on.
- Along with children, students and senior citizens will get special schemes.
- The reach of banking services will increase in rural as well as urban areas.
- The banking process will become much easier just by using smartphone and internet.
Customers will get new facility
All the customers of Punjab National Bank are going to get a new facility which has been started by the leading bank of India named Punjab National Bank. It has been started to make the banking experience more rich.
Online banking facility Mobile banking application has been added to this and it has more secure option of online transaction. This facility is working to enable the customer to conduct the transaction without visiting the branch.
New announcement made by Punjab Bank
- The interest rate will be reduced.
- New loan schemes will be included.
- You will get special offers and discounts.
- Customers will be given better investment options.
- Enhanced customer service support has been added.
Special offers for new customers of Punjab National Bank
- You are going to receive a debit card absolutely free of cost.
- You will get cheque book absolutely free for the first year.
- Cashback offer will be provided on account opening.
- You will get the loan at zero processing fee.
- Higher interest rates will be given on higher accounts.
